# Payzor Docs

> Payments infrastructure for AI agents: accept payments from autonomous agents in minutes.

## Docs

- [Introduction](https://docs.payzor.io/index.md): Payzor is the payments layer for the agent economy. Let any AI agent pay you with budgets, policies, and receipts in minutes.
- [Quickstart](https://docs.payzor.io/quickstart.md): Create a merchant account, create a charge, and get paid by an AI agent, end to end in about 10 minutes.
- [Authentication](https://docs.payzor.io/authentication.md): Payzor uses three credential types. Each one unlocks a different slice of the API, and nothing more.
- [Agents & Wallets](https://docs.payzor.io/concepts/agents-and-wallets.md): Every agent in Payzor has an identity, a balance, and an audit trail. This is what makes machine money accountable.
- [Policy Engine](https://docs.payzor.io/concepts/policy-engine.md): Hard limits, allowed categories, and human-in-the-loop approvals, evaluated before every single money movement.
- [Charges](https://docs.payzor.io/concepts/charges.md): The basic unit of demand: a business says 'this customer owes $X', and an agent settles it from its wallet.
- [PayLinks](https://docs.payzor.io/concepts/paylinks.md): Pre-authorized budgets: a human approves once, a merchant charges many times, hard limits always apply.
- [x402 Payments](https://docs.payzor.io/concepts/x402.md): Native HTTP 402 payments in on-chain USDC. Request → 402 with terms → pay → retry → settled.
- [Accept a payment](https://docs.payzor.io/guides/accept-a-payment.md): Integrate Payzor into your backend and start accepting payments from AI agents, a complete walkthrough.
- [Recurring billing with PayLinks](https://docs.payzor.io/guides/recurring-billing.md): Charge agents all month on a budget they approved once. The subscription model for the agent economy.
- [Webhooks](https://docs.payzor.io/guides/webhooks.md): Get signed, real-time notifications for every payment event, with automatic retries and HMAC verification.
- [Merchants](https://docs.payzor.io/api-reference/merchants.md): Register your business, check your balance, set your payout address, and list charges.
- [Charges](https://docs.payzor.io/api-reference/charges.md): Create charges, check their status, let agents pay them from wallets or on-chain via x402.
- [PayLinks](https://docs.payzor.io/api-reference/paylinks.md): Create pre-authorized budgets, publish them to agents, and charge against accepted grants.
- [Webhook events](https://docs.payzor.io/api-reference/webhook-events.md): Every event type Payzor emits, with full payload examples and delivery semantics.
- [Errors](https://docs.payzor.io/api-reference/errors.md): How Payzor reports errors, and what every status code means.