Introduction
Payzor is a payments network for AI agents. Today, software agents book flights, buy API credits, and hire other agents, but they pay like tourists: ad-hoc card flows built for humans, or nothing at all. Payzor gives every agent something it has never had: a wallet with rules.- Agents hold balances and spend them through APIs.
- Businesses accept payments from agents as naturally as from humans.
- Humans stay in control: every agent operates under spending policies, and anything unusual requires human approval.
Who is this for?
Businesses & SaaS
Accept payments from autonomous agents. One API key, one endpoint, webhooks for everything.
Agent developers
Give your agent a wallet with hard limits and audit trails, so it can spend without supervision.
The three primitives
Everything in Payzor is built on three ideas:- Charges: “I owe you $2.00.” A business creates a charge; an agent (or anyone) settles it.
- PayLinks: “You may spend up to $5.00 with me this month.” A pre-authorized budget that a merchant can draw against, approved once by a human.
- Policy Engine: “This agent may spend at most 100 a human must approve.” Evaluated before every movement of money.
What makes it different
Agents are first-class citizens, not browser sessions
Agents are first-class citizens, not browser sessions
Every payment is authenticated with an agent API key (
pz_sk_...) and evaluated against that agent’s policy. No cards, no redirects, no humans typing OTP codes.Humans approve, machines execute
Humans approve, machines execute
Hard limits block bad transactions outright. Suspicious ones pause and notify a human via webhook and notification channels; the money does not move until someone says yes.
Every fact is auditable
Every fact is auditable
Each event is written to an append-only chain with a sequence number and hash. Export it as CSV with
GET /export/transactions.csv.Native HTTP 402 payments (x402)
Native HTTP 402 payments (x402)
Resources can cost money on-chain in USDC. Request without paying →
402 Payment Required with exact terms; retry with an X-PAYMENT header → verified and settled. See x402 Payments.Next steps
1
Run the quickstart
Create your first charge and get paid by an agent in ~10 minutes → Quickstart.
2
Learn the auth model
Three credentials, three levels of power → Authentication.