Onboarding
This is the whole console, end to end, for a new user. It assumes nothing: you arrive, create your first agent wallet, put money in it, and start using Payzor. By the end you’ll know both sides of the product — spending (your agent pays) and selling (your business gets paid) — and how to take your money out.The whole flow
1. Sign up
Open the console and register. Authentication is handled by Clerk — sign in with Google or email/password. You land on the Dashboard (/), which is the overview of everything your workspace does.
The sidebar is the whole product map:
2. Create an agent wallet
Go to Wallets → + New wallet. The dialog asks for a name and the spending policy your agent starts with (per-transaction cap, daily cap, allowed categories, human-approval threshold). On create you get:- An agent (
agent_...). - An API key (
pz_sk_...) — shown once. This key IS the identity: whoever holds it spends from that wallet, under its policy.
3. Fund the wallet
An agent needs balance. Open the wallet and either:- Deposit — an on-chain address to send USDC to, or
- Top up — credit internal balance directly.
4a. Pay (the agent spends)
Connect your agent to your stack via Connect MCP: pick your tool (Claude, Cursor, Codex, Hermes…), pastehttps://api.payzor.com/mcp and your pz_sk_.
Now your agent can pay on its own:
- Under its policy (cap, category) → it pays automatically, with a receipt.
- Over its approval threshold → it pauses as
pendingApprovaluntil you approve it in the console.
4b. Sell (your business gets paid)
If you have something to sell, go to Business → create a merchant (you get ansk_mch_ key, shown once) → make a Payment link or Charge with an amount and description → embed it in your site.
Then agents pay your link. They can pay:
- With a Payzor wallet —
POST .../paywith theirpz_sk_, subject to their policy. - On-chain (x402), no Payzor account — any agent from any startup signs USDC in the request. No account needed.
5. Keep an eye on it
- Dashboard — activity, volume, live transactions, price ticker.
- Transactions — every payment with category and reason.
- Audit log — every action and who did it.
- Settings → Global rules — workspace-wide caps, human approvals, notifications.
6. Withdraw your money
Your money leaves Payzor to a wallet you control:- Merchant → the Withdrawals tab: amount + destination address (screened with KYT), then USDC is sent on-chain.
- Agent wallet → the Withdraw button (from the list row or the wallet detail).
Related
- Pay as an agent — the buyer’s side.
- Accept a payment — the seller’s side.
- Connect Hermes — one-click MCP install.