Skip to main content

Onboarding

This is the whole console, end to end, for a new user. It assumes nothing: you arrive, create your first agent wallet, put money in it, and start using Payzor. By the end you’ll know both sides of the product — spending (your agent pays) and selling (your business gets paid) — and how to take your money out.

The whole flow

1. Sign up

Open the console and register. Authentication is handled by Clerk — sign in with Google or email/password. You land on the Dashboard (/), which is the overview of everything your workspace does. The sidebar is the whole product map:

2. Create an agent wallet

Go to Wallets+ New wallet. The dialog asks for a name and the spending policy your agent starts with (per-transaction cap, daily cap, allowed categories, human-approval threshold). On create you get:
  • An agent (agent_...).
  • An API key (pz_sk_...) — shown once. This key IS the identity: whoever holds it spends from that wallet, under its policy.

3. Fund the wallet

An agent needs balance. Open the wallet and either:
  • Deposit — an on-chain address to send USDC to, or
  • Top up — credit internal balance directly.
The balance is the headline figure at the top of the wallet.

4a. Pay (the agent spends)

Connect your agent to your stack via Connect MCP: pick your tool (Claude, Cursor, Codex, Hermes…), paste https://api.payzor.com/mcp and your pz_sk_. Now your agent can pay on its own:
  • Under its policy (cap, category) → it pays automatically, with a receipt.
  • Over its approval threshold → it pauses as pendingApproval until you approve it in the console.

4b. Sell (your business gets paid)

If you have something to sell, go to Business → create a merchant (you get an sk_mch_ key, shown once) → make a Payment link or Charge with an amount and description → embed it in your site. Then agents pay your link. They can pay:
  • With a Payzor walletPOST .../pay with their pz_sk_, subject to their policy.
  • On-chain (x402), no Payzor account — any agent from any startup signs USDC in the request. No account needed.
Every payment lands in your merchant balance.

5. Keep an eye on it

  • Dashboard — activity, volume, live transactions, price ticker.
  • Transactions — every payment with category and reason.
  • Audit log — every action and who did it.
  • Settings → Global rules — workspace-wide caps, human approvals, notifications.

6. Withdraw your money

Your money leaves Payzor to a wallet you control:
  • Merchant → the Withdrawals tab: amount + destination address (screened with KYT), then USDC is sent on-chain.
  • Agent wallet → the Withdraw button (from the list row or the wallet detail).